Years ago, this would have meant buying some sort of insurance. But, just as change is inevitable, financial threats are ever evolving. In this day of technology, this means protecting your name and personal information.
- Check your credit report on an annual basis. Start with the website, www.annual creditreport.com. This is NOT a website that asks you to sign up for a subscription or pay an annual fee for your credit reports. Annualcreditreport.com was created originally by the Federal Trade Commission to allow consumers access to their credit files on an annual basis.
- Sign up for Do Not Call and Do Not Mail registries. Opt out of pre-approved credit card offers.
- Do not give your personal information over the phone or internet on an unsolicited.
- Do not agree to purchase or donate over the phone. Instead, ask for the information in writing.
- Be aware of fraudulent emails. For example, the IRS does not correspond by email and they will never call you. Your bank will not send you an email with your account number and ask you to verify information for a transaction.
- Check all account statements each month to confirm transactions.
- Shred any document that you no longer need if it contains personally identifiable information.
On March 21st, the Savvy Women of Starks Financial Group will be hosting a program, Protecting Your Finances, Protecting Yourself. We will share even more ideas to help protect your finances, and we will have a representative of the Buncombe County Sherriff’s office provide some self-defense tips. For instance, do you know that you should not use your cellphone while walking to your car in a parking lot? It’s important to be aware of your surroundings at all times.
Come join us for this informational talk. Please RSVP by calling 828-285-8777. The program is open to the public. Check out www.starksfinancial.com/savvy-women for more information.