For our August Coffee Club, we focused on choosing your retirement benefit start date. Take a listen to the replay below to learn about some of the new twists and strategies.
Any opinions are those of David Werle and Scott Boatwright and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. There is no guarantee that these statements, opinions or forecasts provided herein will prove to be correct. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Past performance does not guarantee future results. Asset allocation and diversification do not ensure a profit or protect against a loss. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. The example used to delay social security or not is a hypothetical illustration and is not intended to reflect the actual performance of any particular security. Future performance cannot be guaranteed and investment yields will fluctuate with market conditions.
Bipartisan Policy Center: How to Help Americans Claim Social Security at the Right Age – August 2020 (accessed at https://bipartisanpolicy.org/report/how-to-help-americans-claim-social-security-at-the-right-age/)
National Institutes of Health, U.S. National Library of Medicine, “Is longevity determined by genetics?” Accessed at https://ghr.nlm.nih.gov/primer/traits/longevity.
Yanping Li, et al., Circulation, “Impact of Healthy Lifestyle Factors on Life Expectancies in the US Population,” 30 April 2018. Accessed at https://www.ahajournals.org/doi/full/10.1161/CIRCULATIONAHA.117.032047.